Bankruptcy

Achieve a Fresh Start from Burdensome Debts

In these tough economic times, people from all walks of life are struggling from unavoidable hardships. The loss of a job, impending foreclosure, overwhelming debt, and other unfortunate circumstances can take their toll on a person's life. Tough times often call for smart financial decisions.

The Law Office of David M. Carrera can help you achieve a fresh start from burdensome debts. Everyone faces unique financial challenges, which is why the firm provides each client with a personal debt-relief strategy. If Chapter 7 bankruptcy is the right solution for you, David M. Carrera will help you eliminate all or most of your dischargeable debts.

The moment you file for bankruptcy, the law immediately imposes an “automatic stay” prohibiting debt collection activity. This protection from creditors provides valuable time to decide which assets to keep, how to handle secured property, whether to reaffirm a debt, and other important decisions. Certain assets, such as your homestead and IRAs, are often exempt from creditors' claims. To use Florida exemptions, you must be a permanent resident of the state for at least two years before filing bankruptcy.

David has a deep understanding of the complex laws and regulations that govern bankruptcies. Outstanding personal service is fundamental to his bankruptcy practice. From the initial filing of your bankruptcy petition to the final discharge of your debts, an experienced attorney is by your side for each step of the process.

Schedule a paid appointment to discuss your financial problems, and learn how this firm can maximize your debt relief for a better financial future.

Call David M. Carrera Today at 407-668-6555